Most U.S. homeowners say insurance company profits, repair costs play a role in rising home insurance costs
% of U.S. adult homeowners who report their home insurance costs have gone up over the last few years who say each of the following is (a) …

Note: Only respondents who said their homeowners insurance has gone up over the last few years were asked this question. Respondents who did not give an answer are not shown.
Source: Survey of U.S. adults conducted March 16-22, 2026.
PEW RESEARCH CENTER
Most U.S. homeowners say insurance company profits, repair costs play a role in rising home insurance costs
% of U.S. adult homeowners who report their home insurance costs have gone up over the last few years who say each of the following is (a) …
| Major reason | Minor reason | Not a reason | Not sure | |
|---|---|---|---|---|
| Insurance companies wanting to make more money | 65 | 23 | 4 | 8 |
| Costs of repairing or rebuilding | 61 | 25 | 8 | 6 |
| Extreme weather events | 46 | 31 | 15 | 8 |
| Government regulations | 28 | 29 | 20 | 22 |
Note: Only respondents who said their homeowners insurance has gone up over the last few years were asked this question. Respondents who did not give an answer are not shown.
Source: Survey of U.S. adults conducted March 16-22, 2026.
PEW RESEARCH CENTER