---
title: "References"
description: "Bricker, Jesse, Arthur B. Kennickell, Kevin B. Moore, and John Sabelhaus, 2012. “Changes in U.S. Family Finances from 2007 to 2010: Evidence from the Survey of Consumer Finances.” Bulletin 98-2. Washington, D.C.: Board of Governors of the Federal Reserve, June. Brown, Meta, Andrew Haughwout, Donghoon Lee, and Wilbert van der Klaauw, 2010. “The Financial Crisis […]"
date: "2014-05-14"
authors:
  - name: "Richard Fry"
    job_title: "Senior Researcher"
    link: "https://www.pewresearch.org/staff/richard-fry/"
url: "https://www.pewresearch.org/social-trends/2014/05/14/references-10/"
---

# References

Bricker, Jesse, Arthur B. Kennickell, Kevin B. Moore, and John Sabelhaus, 2012. “[Changes in U.S. Family Finances from 2007 to 2010: Evidence from the Survey of Consumer Finances](http://www.federalreserve.gov/pubs/bulletin/2012/PDF/scf12.pdf).” Bulletin 98-2. Washington, D.C.: Board of Governors of the Federal Reserve, June.

Brown, Meta, Andrew Haughwout, Donghoon Lee, and Wilbert van der Klaauw, 2010. “[The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit](http://www.ny.frb.org/research/staff_reports/sr480.html).” New York: Federal Reserve Bank of New York Staff Report No. 480, December.

Brown, Meta, Andrew Haughwout, Donghoon Lee, Maricar Mabutas, and Wilbert van der Klaauw, 2012. “[Grading Student Loans](http://libertystreeteconomics.newyorkfed.org/2012/03/grading-student-loans.html#.U0MJwvldV8E).” Liberty Street Economics blog. New York: Federal Reserve Bank of New York, March.

Brown, Meta, and Sydnee Caldwell, 2013. “[Young Student Loan Borrowers Retreat from Housing and Auto Markets](http://libertystreeteconomics.newyorkfed.org/2013/04/young-student-loan-borrowers-retreat-from-housing-and-auto-markets.html#.U0bfiPldV8E).” Liberty Street Economics blog. New York: Federal Reserve Bank of New York, April.

Chiteji, Ngina S., 2007. “To Have and to Hold: An Analysis of Young Adult Debt,” in *The Price of Independence: The Economics of Early Adulthood*, edited by Sheldon Danziger and Cecilia E. Rouse. New York: Russell Sage Foundation.

Elliott, William, and IlSung Nam, 2013. “[Is Student Debt Jeopardizing the Short-Term Financial Health of U.S. Households?](http://research.stlouisfed.org/publications/review/13/09/Elliott.pdf)” *Federal Reserve Bank of St. Louis Review*, September/October 2013, vol. 95, no. 5, pp. 405-24. St. Louis.

Emmons, William R., and Bryan J. Noeth, 2014. “[Housing Crash Continues to Overshadow Young Families’ Balance Sheets](http://www.stlouisfed.org/publications/itb/articles/?id=2481).” St. Louis: Center for Household Financial Stability at the St. Louis Federal Reserve Bank, February.

Federal Reserve Bank of New York, 2014. “[Quarterly Report on Household Debt and Credit](http://www.newyorkfed.org/householdcredit/2013-Q4/HHDC_2013Q4.pdf).” New York: February.

Fry, Richard, 2012. “[A Record One-in-Five Households Now Owe Student Loan Debt: Burden Greatest on Young, Poor](https://www.pewresearch.org/social-trends/2012/09/26/a-record-one-in-five-households-now-owe-student-loan-debt/).” Washington, D.C.: Pew Research Center Social and Demographic Trends Project, September.

Fry, Richard, 2013. “[Young Adults After the Recession: Fewer Homes, Fewer Cars, Less Debt](https://www.pewresearch.org/social-trends/2013/02/21/young-adults-after-the-recession-fewer-homes-fewer-cars-less-debt/).” Washington, D.C.: Pew Research Center Social and Demographic Trends Project, February.