---
title: "References"
description: "Bozick, Robert, and Erich Lauff. 2007. National Center for Education Statistics, Institute of Education Sciences. “Education Longitudinal Study of 2002 (ELS:2002): A First Look at the Initial Postsecondary Experiences of the High School Sophomore Class of 2002.” Washington, DC: U.S. Department of Education, October. Bricker, Jesse, Arthur B. Kennickell, Kevin B. Moore, and John Sabelhaus. […]"
date: "2012-09-26"
authors:
  - name: "Pew Research Center"
url: "https://www.pewresearch.org/social-trends/2012/09/26/references-8/"
---

# References

Bozick, Robert, and Erich Lauff. 2007. National Center for Education Statistics, Institute of Education Sciences. “[Education Longitudinal Study of 2002 (ELS:2002): A First Look at the Initial Postsecondary Experiences of the High School Sophomore Class of 2002.](http://nces.ed.gov/pubs2008/2008308.pdf)” Washington, DC: U.S. Department of Education, October.

Bricker, Jesse, Arthur B. Kennickell, Kevin B. Moore, and John Sabelhaus. 2012. “[Changes in U.S. Family Finances from 2007 to 2010: Evidence from the Survey of Consumer Finances.](http://www.federalreserve.gov/pubs/bulletin/2012/PDF/scf12.pdf)” Bulletin 98-2. Washington, DC: Board of Governors of the Federal Reserve, June.

Brown, Meta, Andrew Haughwout, Donghoon Lee, Maricar Mabutas, and Wilbert van der Klaauw. 2012. “[Grading Student Loans.](http://libertystreeteconomics.newyorkfed.org/2012/03/grading-student-loans.html)” Liberty Street Economics blog. New York, NY: Federal Reserve Bank of New York, March 5.

College Board Advocacy and Policy Center. 2011. “[Trends in Student Aid 2011.](http://trends.collegeboard.org/student-aid)” Trends in Higher Education Series. New York, NY: The College Board.

DeNavas-Walt, Carmen, Bernadette D. Proctor, and Jessica C. Smith. 2011. “[Income, Poverty, and Health Insurance Coverage in the United States: 2010.](http://www.census.gov/prod/2011pubs/p60-239.pdf)” Current Population Reports, Consumer Income, P60-239. Washington, DC: U.S. Census Bureau, September.

Federal Reserve Bank of New York. 2012. [Quarterly Report on Household Debt and Credit.](http://www.newyorkfed.org/research/national_economy/householdcredit/DistrictReport_Q22012.pdf) August.

Hinze-Pifer, Rebecca, and Richard Fry. 2010. “[The Rise of College Student Borrowing.](https://www.pewresearch.org/social-trends/2010/11/23/the-rise-of-college-student-borrowing/)” November. Washington, D.C.: Pew Research Center, Social & Demographic Trends project.

Pew Research Center. 2012. “[The Lost Decade of the Middle Class: Fewer, Poorer, Gloomier.](https://www.pewresearch.org/social-trends/2012/08/22/the-lost-decade-of-the-middle-class/)” August. Washington, DC: Pew Research Center, Social & Demographic Trends project.

Snyder, Thomas D., and Sally A. Dillow. 2012. National Center for Education Statistics, Institute of Education Sciences. “[Digest of Education Statistics 2011.](http://nces.ed.gov/pubs2012/2012001.pdf)” Washington, D.C.: U.S. Department of Education, June.

---

**Next:** [Appendix A: Data Source and Methodology](https://www.pewresearch.org/social-trends/2012/09/26/appendix-a-data-source-and-methodology.md)