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report | Dec 4, 2023

4. The assets households own and the debts they carry

Most households own a combination of physical and financial assets. Physical assets include items such as a home, a car or jewelry. Financial assets include checking and savings accounts, retirement accounts, and stocks, among others. Our focus in this chapter is on the importance of the various assets to household portfolios and the debt households […]

report | Dec 4, 2023

2. Wealth gaps across racial and ethnic groups

The increase in the wealth of U.S. households from 2019 to 2021 was spread widely across racial and ethnic groups. Despite improved fortunes, Black, Hispanic and multiracial households trailed White and Asian households by large margins from the following perspectives, both before and after the pandemic: How wealth varies by race and ethnicity Asian households […]

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